Proven Sampled Report for Application of Banking Facilities
12th-13th August 2009, Legend Hotel Kuala Lumpur
Dear Friend,
Bank is in the business of lending money that it collects or deposited by its customers. Often, we heard that bank only lend to the RICH. Maybe, some rich men had found their formula to SUCCESS. But I dare said that most business men fail to plan their businesses. They don't know how to impress their bankers. No plan or business model to show.
With such a high liquidity in the market, most banks want to quickly increase their loan sizes. They lent practically for all reasons, but only to the viable businesses. Borrowers need only to show their future business plan in numbers so that the bank will be able to digest and chew on them before it decides to approve the loan.
Credit Guarantee Corporation of Malaysia, Exim Bank, Bank Islam and other commercial banks are now requesting from the applicants for banking facilities a feasibility report that shows their vision, mission, SWOT, financial statements and last, but not the least, their projections of the business.
With a feasibility report, the bank has no further reason to delay the processing and approving of your application for the banking facilities.
What is this workshop about?
This workshop is designed to show you how bank consider and approve their loans application, and how you could strongly convince your bank with your business plan when you sought more bank financing. The workshop leaser will walk through a proven live report with you, and then write your plan in a report that most bank practice.
The 13 Important Lessons you will learn during this 2-Day workshop
Day 1: Study the rudimentary of a bank in considering a banking proposition that you have to understand while you are proposing and negotiating with the bank for a comfortable and convenient lines of facilities at comfortable rates, and very quickly, too.
Lesson 1: Understand the Good Principles of Business Report Writing to be smooth and convincing
Lesson 2: Implement a Business Model to show your capability to earn and repay the Loan
Lesson 3: Set-up the Key Performance Indicators to achieve your Goals in the Business
Lesson 4: Know the Contentious Issues on Lending that Bank avoids and working around Them
Lesson 5: Remedies of these Contentious Issues that justify your Application for higher Margins and cheaper Rates
Lesson 6: Aware of the different Types of Banking Facility and Kinds of Businesses that Bank prefers to do Business
Lesson 7: Work with Banks in determining Your Actual Needs and Purposes for Banking Facilities
Lesson 8: Application of the Relevant Accounting Tools to prove your Needs and Purposes of Facilities
Lesson 9: Emphasis on Profitability, Liquidity, Solvency, Gearing and Overtrading that Banks consider
Lesson 10: Interpret the Figures of the Financial Statements to stay in line with your Business Model
Day 2: Discuss a copy of a Sample Report for Application of Banking Facilities expounding the principles of a good lending to match your Critical Success Factors, Key Performance Indicators, Vision & Mission that save you time, albeit much effort.
Lesson 11: A Format of a Good Business Report save Times and Efforts of Bank and You
Lesson 12: Study the Relevant Sections of the Report to be pertinent
- Introduction of Company
- History of Company
- Introduction of Company
- Directors and their Shareholdings
- Principal Bankers
- Conduct of Current accounts
- Financial Position of Company
- Cash Flow Statement
- Current Operating Cash Budget
- Characteristic of Contracting Business
Lesson 13: Append the Relevant Documents to support your Application for Banking Facilities
- List of Company Documents
- List of Past Contracts
- List of Current Contracts
- Details of Contracts
- Letter of Offer from Banks
- List of Suppliers
- List of Machineries and Equipments
- Photographs of Plant and Factory
Why should you attend this workshop?
You will learn the 6 essentials skills to construct a business plan that you can be proud to show to your bankers.
You will learn how to:
- Use your financial plan or business model to plan the growth in your business
- Circumvent some myths and idiosyncrasies of a borrower and lender
- Learn about the preferences on certain types of loan that banks like to consider
- Talk smoothly and convincingly when you meet bankers
- Rely on yourselves to put your ideas of running the business in your own thoughts and words
- Then, write your business plan or model in a REPORT to a bank for the application of loans
Course Leader
aGEE Lee has more than 22 years of experience in the commercial banking in Malaysia and has worked in Malayan Banking Berhad and seconded to Kwong Yik Bank Berhad in 1980 to set up a Legal Documentation Department.
He started as a trainee officer moving up to Branch Manager, Loan Manager managing Corporate and Commercial Loans and finally as Head of Loan Recovery Division bringing down NPLs to RM65m from RM800m.
He also worked in a property development company, then constructing a condominium and Nilai 3, for 2 years, and involved in a manufacturing company before working for 2 years in a construction company, executing federal contracts on roads, schools and colleges, in Kota Kinabalu, Sabah.
Besides marketing and approving the commercial loans, he was instrumental in setting up the Loan Recovery Section supervising about RM1.9b NPLs and was involved in structuring loans and lecturing modules on debt collecting and legal documentation on securities for 13 years.
His last appointment was with Hong Leong Bank Berhad in 2003/4 as Head of Remedial Management Department.
Agee Lee holds Honours Degree in Economics (major in Business Administration) from Universiti Malaya, Associate of Institute of Bankers (London), Diploma in Marketing Management (NPC) and Certificate in Financial Planning (MII).
He is now a Training Consultant for IBBM, MIA and Banks in Malaysia and Vietnam. Currently he has been giving talks on practical topics that will boost skills and confidence of participants.
What others have to say after they have attended aGEE workshop
“Informative and good personal experience from the speaker”
Wilson Wong, Schenker Logistics (M) Sdn Bhd
“Job well done”
Chong Kim Cheng, WRP Specialty Products (M) Sdn Bhd
“Relevance to the working environment and filled with examples”
Choo HC, Teck Ping Chan (1976) Sdn Bhd
“Overall session has gone with good presentation in improving planning & leveraging cash flow”
Mohd Asrizan, Neural Oilfield Service Sdn Bhd
“I like best about the discussion on real life cases during the session”
Munirah Othman, Selia Selenggara Selatan Sdn Bhd
Who Should Attend: Finance Managers, Executive, Accountants, Financial Controllers, General Managers, CFO, COO, CEO and Directors
Workshop Size: Registration is strictly to the first 25 people. This cannot be altered. If the past is any indication of the future, spaces fill up very quickly. If you are interested in attending, call us now or download the registration form here and fax it back to us at ++6 03 40235716.
HRDF Claimable: This workshop is claimable under the HRDF SBL Scheme. Checks with your department to make sure you are eligible.
Tax Deductibility: In all likelihood this seminar is tax deductible. Check with your accountant to be sure.
Workshop Investment $$: RM 1690.00 per delegates. This includes all workshop materials. Lunch will be provided.
Early Bird Offer!!
If you register yourself EARLY, you will enjoy a discount of RM100.00. For more information, please refer to the registration form here.
Group Discount!!!
If you register in group of 3 persons or more, you will enjoy additional 5% discount, and if your group are 5 persons or more, you will get a much greater discount of 7%, and 10% discount shall be entitled for group of 8 persons or more. So get your friend or colleagues to register with you!
100% Satisfaction Guaranteed
We understand that some of you don't know us. That is why we make this workshop a 100% satisfaction guaranteed. If for any reason whatsoever you don't feel like you have received more than your money worth by lunch break, simply hand in your materials for a complete 100% refund. No weasel clauses, no hassles, no questions asked. We won't lie, as rarely we have to make refund to our participants; however is our integrity which makes our business successful.
If you like what you have gone through so far, you may register yourself by downloading the full brochure here, and fax the registration form back to us at ++6 03 40235716. And if you happen to have some friends or colleagues who are looking for ways to improve their business finance skills, please forward this link to them.
Yours Sincerely,
BIZFinanceSeminar.com
Tel: ++6 03 40216000
Fax: ++6 03 40235716
Email: bfs@bizfinanceseminar.com
